Privacy Policy

Privacy Policy

At CML Investments Inc., doing business as The Mortgage Architects ("we," "us," "our"), we are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and protect your personal information when you interact with us, whether through our website, services, or communications.

By accessing or using our services, you agree to the terms of this Privacy Policy.

1. Information We Collect

We may collect the following types of personal information:

Personal Identification Information: Name, address, phone number, email address, date of birth, and Social Security Number.

Financial Information: Income, credit history, banking details, and other information necessary to assess your mortgage application.

Property Information: Details about the property related to your mortgage, including value, address, and ownership records.

Technical Information: IP address, browser type, and cookies collected when you use our website.

Other Information: Any additional details you provide during consultations, applications, or correspondence with us.

2. How We Use Your Information

We use the information collected for the following purposes:

To process and evaluate your mortgage application.

To provide financial advice, loan options, and other related services.

To comply with legal and regulatory requirements.

To improve our website, services, and customer experience.

To communicate with you about your application, account, or updates to our policies.

3. How We Protect Your Information

We implement security measures to protect your personal information from unauthorized access, disclosure, or misuse. These measures include:

Encryption of sensitive data.

Secure storage systems.

Access controls for authorized personnel only.

Regular monitoring and updates of security practices.

Despite our efforts, no system is entirely secure, and we cannot guarantee absolute security.

4. Sharing Your Information

We do not sell or rent your personal information. However, we may share your information with:

Service Providers: Third parties who assist us in processing applications or delivering services, such as credit bureaus, appraisers, and title companies.

Regulatory Authorities: As required by law or to comply with legal proceedings, subpoenas, or investigations.

Business Partners: Lenders or financial institutions involved in your mortgage process.

We ensure that third parties receiving your information adhere to appropriate confidentiality and security standards.

5. Your Rights

You have the right to:

Access your personal information and request corrections.

Withdraw consent for data processing where applicable.

Request the deletion of your personal data, subject to legal or contractual obligations.

To exercise these rights, please contact us using the details provided below.

6. Cookies and Tracking Technologies

Our website may use cookies to enhance your browsing experience. Cookies collect information about your interactions with the Site, including pages visited, time spent, and preferences.

You can control cookies through your browser settings, but disabling cookies may affect the functionality of our website.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. Please review their policies independently.

8. Updates to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on our website with the revised effective date. We encourage you to review this policy periodically.

9. Contact Us

If you have questions or concerns about this Privacy Policy or how we handle your information, please contact us at:

CML Investments Inc. DBA The Mortgage Architects

Address: 915 W Foothill Blvd ste i Claremont CA 91711

Email: celeste@themtgarchitects.com

Phone: 323.919.5660